Privacy Policy

Last Updated: January 1, 2026

MyDebtGhostbuster.com (“Website,” “we,” “us,” or “our”) is owned and operated by Alonzo Media LLC. This Privacy Policy describes how we collect, use, share, and protect your personal information when you use our website and services.

By using this Website, submitting information through our chatbot, or engaging with our services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree, please do not use our services.

1 About Our Service

MyDebtGhostbuster.com is a lead generation and matching service that connects consumers seeking debt relief solutions with third-party debt relief providers, lenders, financial service companies, and other partners (“Partners” or “Advertisers”).

Important: We are NOT a debt relief company, lender, credit counselor, or financial advisor. We do not provide debt relief services directly. Our role is to collect your information, assess your situation through our chatbot, and match you with Partners who may be able to assist you.

We may receive compensation from Partners when you are matched with them, submit information to them, or use their services. This compensation may influence which Partners appear, the order in which they appear, and whether they appear at all.

2 Information We Collect

Personal Information You Provide:

Full name (first and last name)
Email address
Phone number (including mobile)
State of residence
Debt type (credit card, medical, student loans, etc.)
Estimated debt amount
Credit score range
Employment status and income range
Homeownership status
Payment status (current, behind, etc.)
Debt relief preferences and goals
Any other information you voluntarily provide through our chatbot or forms

Information Collected Automatically:

IP address and geographic location
Browser type and version
Device type and operating system
Pages visited and time spent on pages
Referring website or source
Click patterns and interactions
Date and time of visits
Cookies and similar tracking technologies

Chatbot Conversation Data:

We record and store the full transcript of your conversation with our chatbot, including all questions asked, answers provided, and any free-form text you enter. This data is used to improve our service, match you with appropriate Partners, and maintain records of consent.

3 TCPA Consent & Communications

By submitting your information through our Website, chatbot, or any form, you provide your express written consent to the following:

Consent to Contact by MyDebtGhostbuster:

You consent to receive calls, text messages (SMS/MMS), and emails from MyDebtGhostbuster.com and Alonzo Media LLC at the phone number and email address you provided. This includes communications made using an automatic telephone dialing system (ATDS), autodialer, pre-recorded or artificial voice messages, and/or automated text messages, even if your phone number is on any Do-Not-Call list.

Consent to Contact by Partners:

You consent to receive calls, text messages, and emails from our Partners, Advertisers, and their affiliates regarding debt relief services and related offers. Each Partner you are matched with or whose offer you accept may contact you using automated technology. When you click through to or engage with a Partner’s offer, you may be asked to provide additional consent subject to that Partner’s specific terms and privacy policy.

Consent Not Required for Purchase:

Your consent to receive autodialed calls, pre-recorded messages, and text messages is NOT a condition of purchasing any goods or services. You may choose not to provide consent and still use our services by contacting us directly at admin@mydebtghostbuster.com.

Message Frequency & Charges:

Message frequency varies. Standard message and data rates may apply. You are responsible for any charges from your mobile carrier.

To Opt-Out: Reply STOP to any text message, click “unsubscribe” in any email, or email admin@mydebtghostbuster.com with subject line “STOP” or “Unsubscribe.” Please allow up to 10 business days to process your request.

4 How We Use Your Information

We use the information we collect for the following purposes:

To match you with debt relief providers and other Partners based on your responses
To share your information with Partners so they can contact you about their services
To contact you via phone, text, and email about debt relief options and related services
To respond to your inquiries and provide customer support
To send you marketing communications (with your consent)
To improve our Website, chatbot, and matching algorithms
To analyze usage patterns and optimize user experience
To prevent fraud and ensure security
To comply with legal obligations and enforce our terms
To create anonymized, aggregated data for analytics and reporting

5 How We Share Your Information

We may share your personal information with:

Debt Relief Partners & Advertisers:

We share your information with third-party debt relief companies, lenders, financial service providers, and marketing partners who may contact you about their services. Once your information is shared with a Partner, their use of your information is governed by their own privacy policy and terms.

Service Providers:

We share information with companies that help us operate our business, including hosting providers, analytics services, email delivery services, and customer support tools. These providers are contractually required to protect your information.

Legal & Compliance:

We may disclose information when required by law, court order, or government request, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others, investigate fraud, or respond to a legal request.

Business Transfers:

If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change.

6 Partner/Advertiser Consent & Terms

Important Notice About Advertiser Offers:

After completing our chatbot assessment, you will be presented with offers from our advertising Partners (“Advertisers”). When you choose to engage with an Advertiser’s offer, you will be required to provide separate consent to that specific Advertiser.

How It Works:

Each Advertiser offer includes their own TCPA consent language and terms
This applies whether the offer is hosted on our site (MyDebtGhostbuster) or on the Advertiser’s own website
By accepting or submitting information to an Advertiser’s offer, you are consenting to THAT Advertiser’s specific terms
The Advertiser’s consent is separate from and in addition to your consent to MyDebtGhostbuster

Each Advertiser has their own privacy policy, terms of service, and TCPA consent requirements. We encourage you to carefully review each Advertiser’s terms before submitting any information or accepting any offer.

We are not responsible for the privacy practices, terms, communications, or actions of our Advertisers. Any questions or disputes regarding an Advertiser’s services should be directed to that Advertiser.

7 Your Privacy Rights (CCPA/CPRA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

Right to Know: You can request what personal information we have collected, used, disclosed, or sold about you.
Right to Delete: You can request that we delete your personal information, subject to certain exceptions.
Right to Opt-Out of Sale/Sharing: You can opt-out of the sale or sharing of your personal information.
Right to Correct: You can request that we correct inaccurate personal information.
Right to Limit Use of Sensitive Information: You can limit how we use sensitive personal information.
Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights.

To Exercise Your Rights: Email us at admin@mydebtghostbuster.com with the subject line “Privacy Rights Request” or “Do Not Sell My Information.” We will verify your identity and respond within 45 days.

Notice of Financial Incentive: We do not offer financial incentives for the collection of personal information.

8 Data Retention & Security

Retention: We retain your personal information for as long as necessary to fulfill the purposes described in this policy, typically up to 7 years, unless a longer retention period is required by law or you request deletion.

Security: We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Breach Notification: In the event of a data breach affecting your personal information, we will notify you as required by applicable law.

9 Cookies & Tracking Technologies

We use cookies, pixels, and similar technologies to:

Remember your preferences and settings
Analyze website traffic and usage patterns
Track conversions and measure advertising effectiveness
Deliver targeted advertising
Prevent fraud and improve security

You can control cookies through your browser settings. Note that disabling cookies may affect your experience on our Website.

10 Children’s Privacy

Our Website and services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If you believe we have collected information from a child under 18, please contact us immediately at admin@mydebtghostbuster.com and we will delete the information.

11 Changes to This Policy

We may update this Privacy Policy from time to time. When we make changes, we will update the “Last Updated” date at the top of this page. We encourage you to review this policy periodically. Your continued use of our Website after any changes constitutes your acceptance of the updated policy.

! Important Disclaimer

MyDebtGhostbuster.com is a lead generation and matching service, NOT a debt relief provider.

We do not guarantee that you will be matched with a Partner, that any Partner will accept you as a client, or that you will achieve any particular debt relief results. Results vary based on individual circumstances, debt amount, creditor policies, and other factors.

We receive compensation from Partners, which may influence the order, placement, and prominence of Partner offers. Not all Partners or debt relief options are presented.

Before enrolling in any debt relief program, carefully review all terms, fees, and potential impacts to your credit. Consider consulting with a qualified financial advisor or attorney.

Contact Us

Alonzo Media LLC

Email: admin@mydebtghostbuster.com

Website: mydebtghostbuster.com